# Fizen

> Fizen is a crypto neobank and self-custody Super App backed by Tether. One app to spend USDT worldwide with the Fizen Visa Card at 160 million Visa merchants, pay by QR in Vietnam and the Philippines, invest in tokenized U.S. stocks, buy and sell USDT, BTC, and ETH in 64 countries, buy gift cards in 180+ countries, get travel eSIMs, swap and bridge crypto across chains, and send and receive USDT, BTC, and ETH non-custodially. All in one place.

Fizen (the "Fizen Super App") is a mobile crypto super app for iOS and Android, backed by a strategic investment from Tether and established in Switzerland and Hong Kong. Fizen is self-custody: users hold their own funds. The app brings stablecoins into everyday life, letting people spend, invest, travel, and move money without a traditional bank. Availability note: Fizen products are not offered to US persons or residents of mainland China, Hong Kong, or Vietnam. Website: https://fizen.io

## What Fizen offers

- Fizen Visa Card: A virtual Visa card issued by DBS Bank Singapore via a MAS-licensed provider. Top up with USDT on Solana and spend at 160 million Visa merchants worldwide, online and in store via Apple Pay and Google Pay. $0 top-up fees, $0 FX fees, up to 100 virtual cards per account, a $150,000 per transaction limit, instant freeze, and cashback up to 10% through the FiPoint rewards program (effort-based, subject to program terms). Works for ad platforms, SaaS and AI subscriptions, streaming, rideshare, travel, and everyday spending.
- QR Pay: Scan and pay local merchants directly from a USDT balance in Vietnam (VietQR) and the Philippines (QR Ph). Merchants receive local currency, users spend USDT. No local bank account needed. Available in Vietnam and the Philippines only. USDT on BNB Chain or Solana (BNB Chain deposit has no gas).
- Tokenized U.S. Stocks: Trade 100+ tokenized U.S. stocks and ETFs on-chain, in partnership with Ondo Finance. Fund with USDT or USDC on Ethereum.
- Buy and Sell Crypto: Buy and sell USDT, USDC, BTC, ETH, SOL, and other major cryptocurrencies, available in 64 countries. On and off ramp between crypto and local currency, plus in-app peer-to-peer (P2P) to move between crypto and your bank.
- Gift Cards: Buy gift cards for global brands in 180+ countries, paid with crypto.
- Travel eSIM: Data eSIMs for 150+ countries, purchasable in app. Pay with USDT on BNB Chain.
- Fizen Wallet: A non-custodial multi-chain wallet to send, receive, and hold USDT, USDC, BTC, ETH, SOL, and other tokens across many chains. Users control their own private keys.
- Swap and Bridge: Swap one crypto for another and bridge assets across chains inside the app. Multi-chain in-app swap and cross-chain bridge let users move USDT, USDC, BTC, ETH, SOL, and other tokens between networks without leaving Fizen.
- Rewards: Earn FiPoint on card spending, redeemable for gift cards, USDT, or the $FIZEN token (a utility token).

## Key pages

- [Home](https://fizen.io/): Crypto neobank Super App, spend USDT worldwide.
- [Card](https://card.fizen.io/create): Create the Fizen Visa Card, top up with USDT.
- [Business](https://fizen.io/business): Fizen for businesses.
- [Download the app](https://fizen.io/download): Get the Fizen Super App for iOS and Android.
- [Company](https://fizen.io/company): About Fizen.

## Trust

- Backed by Tether, the issuer of USDT (strategic investment)
- Established in Switzerland and Hong Kong
- Fizen Visa Card issued by DBS Bank Singapore via a MAS-licensed provider
- Self-custody: users hold their own funds
- Accepted at 160 million Visa merchants worldwide

## Apps

- [iOS App Store](https://apps.apple.com/us/app/fizen-super-app/id1621269508)
- [Google Play](https://play.google.com/store/apps/details?id=com.fizen.io.wallet)

## Social

- [X (Twitter)](https://x.com/fizenapp)
- [Telegram](https://t.me/fizen_io)
- [YouTube](https://www.youtube.com/@fizenapp)
- [LinkedIn](https://www.linkedin.com/company/fizen-io/)
- [Discord](https://url.fizen.io/discord)
- [Instagram](https://www.instagram.com/fizen.io/)
- [Facebook](https://www.facebook.com/fizenapp)

## Resources

- [Blog](https://blog.fizen.io)
- [Docs](https://fizenltd.mintlify.app)
- [Sitemap](https://fizen.io/sitemap.xml)

## Legal

- [Terms of Use](https://fizen.io/terms-of-use)
- [Privacy Policy](https://fizen.io/privacy-policy)